SOCIAL DOMESTIC AND PLEASURE (SDP) ONLY
This is when you use the car just for general day to day appointments, visiting family and friends, shopping.
SOCIAL, DOMESTIC, PLEASURE & COMMUTING (SDP&C)
Includes the above but also includes commuting to and from your single permanent place of work.
PERSONAL BUSINESS USE
Includes the above but also includes business use. Business use is travelling to and from more than one location for business purposes. Business use can be selected to include your spouse / additional drivers.