HICOnline Declaration



Online Declaration


I DECLARE THAT I, OR ANY NAMED DRIVER COVERED:
  • Have no more than 7 penalty points on my/our licence(s) in the last 3 years, and have no prosecution or police enquiry pending.
  • Have a total of no more than 2 fault claims within the last 3 years (a pending or non-recoverable claim is considered a fault claim) for all drivers.
  • Have NOT been disqualified from driving in the last 5 years.
  • Have no criminal convictions, a current Anti-Social Behaviour Order (ASBO) or a Criminal Behaviour Order (CBO).
  • Have not had any policy of insurance declared void by an Insurer.
  • Am a permanent UK resident.

  • I DECLARE THAT THE VEHICLE:
  • Will only be used for social, domestic and pleasure & commuting purposes unless we have been made aware.
  • Will NOT be used for the hire or reward, racing, pace-making, speed testing, commercial travelling or use in connection with the motor trade.
  • Has not been modified other than alloy wheels, has no more than 8 seats and is right hand drive only.
  • Is registered in Great Britain, Northern Ireland or the Isle of Man.
  • Has a minimum value of £1,500 and I am aware that the maximum amount payable under this policy in respect of loss of or damage to the insured vehicle is £40,000.
  • Will be in the UK at the start of the policy and will not be exported from the UK during the duration of the policy.

  • ADDITIONAL DECLARATIONS
  • I am aware that temporary insurance cannot be used for Hire or Loan Vehicles (ie. Vehicle Rentals, Vehicle Salvage/Recovery Agents, Credit Hire Vehicles/Companies, and Accident Management Companies)
  • I declare that any certificate or other document issued will not be used as evidence of insurance for the recovery of impounded vehicles.
  • I am aware that foreign use is NOT permitted for any demonstrator vehicle or courtesy car.
  • I am aware that this policy has a total excess of £350