HICVehicle Use Definitions



Vehicle Use Definitions
  SOCIAL DOMESTIC AND PLEASURE (SDP) ONLY
This is when you use the car just for general day to day appointments, visiting family and friends, shopping.

   SOCIAL, DOMESTIC, PLEASURE & COMMUTING (SDP&C)
Includes the above but also includes commuting to and from your single permanent place of work.

   PERSONAL BUSINESS USE
Includes the above but also includes business use. Business use is travelling to and from more than one location for business purposes. Business use can be selected to include your spouse / additional drivers.

 tools  CARRIAGE OF OWN GOODS
Includes the above but also covers the tools of your trade or trade samples that you may use in connection with your occupation

dealdelivery  COMMERCIAL TRAVELLING
includes the above but aimed at drivers that use their car for commercial purposes such as making deliveries or making direct sales from goods carried on your vehicle. Generally, if you receive a remuneration for the purpose of the journey then it can be classified as commercial travelling.