HICAssumptions



What assumptions have we made?


ONLINE QUOTATION ASSUMPTIONS

ALL DRIVERS
  • No Accidents (regardless of outcome) or Motoring Convictions in the past 5 years
  • No Health Conditions
  • No Criminal Convictions
  • Never been refused or had insurance cancelled
  • Not Married
  • Have a Full UK or EEC Licence
  • No Restrictions on their Licence
  • No more than one additional driver

  • COVER
  • Policy Holder is the Main User of the vehicle
  • No Cover applies for the recovery of an impounded vehicle

  • VEHICLE
  • Vehicle is not currently impounded
  • Vehicle is kept at the same address that the Policy Holder resides
  • Vehicle is not imported
  • Vehicle is not modified
  • Vehicle is not a kit car
  • Vehicle is not Left Hand Drive
  • Vehicle does not have more that 7 seats
  • Vehicle is not Q Plated

  • UNACCEPTABLE RISKS
  • No quotes for any driver with a Provisional Licences
  • No Quotes for any Hire Cars